Side note on this: all those college conservatives saying liberal professors are shutting them down because of their conservative ideas and refusing to hear otherwise? In my experience the “shut down” is just being asked to DEFEND their position for the first time and not accepting shitty half thought out “proofs” that fall apart on their own.
This right here is why it’s so important that college education not be locked behind a giant shitty paywall. The fact that only kids who come from money are given access to spaces that teach and encourage critical thinking isn’t a fucking coincidence
A substantial portion of the problems with American society can be traced directly, I believe, to the lack of training in critical thinking.
Til it costs $32,093 to have a normal vaginal birth in the United States, and $50,000 for a cesarian. Not to mention $40 to hold your newborn after birth, $10 a day to use the telephone, $25 for an extra pillow. 🥺
I’m due in June
These costs all vary by hospital, and they’re all massively inflated. They’re part of complex negotiations between the hospital and the insurance company, and they’re a scam.
The hospital puts all these little charges together to “justify” a giant bill. Then they “lower” those costs to what they’ve already agreed on with your insurance company. The insurance company then tells you “look how much we reduced your bill by our negotiating!” and then pays some portion of that bill and passes the rest on to you, depending on your deductibles and so on.
If you have no insurance, you don’t get the benefit of the “negotiated” price - they keep the price that high as part of a deal with insurance companies who are trying to justify why you should pay them so much in premiums every month. If out of pocket patients paid less, nobody would get insurance.
We need price transparency where hospitals have to publish these costs and make them available to everyone. We need to be able to call people out when they charge $20 for a tissue and $30 for a band-aid. We also need to be able to compare prices and choose hospitals that give us the best balance of cost and quality.
We also need to stop acting like giving everyone health insurance is the solution to our broken healthcare system. The insurance companies are the ones who broke it.
If you are facing a big bill after a hospital stay, whether for giving birth or for anything else, here are some ways to reduce that bill.
1. If you have insurance, call them and ask for an explanation of what they didn’t cover. The person will probably not have one for you. Say you are not willing to pay a bill if they can’t explain why you owe it. The insurance company will sometimes re-submit the claim and cover more of your cost.
2. Call the hospital billing department and ask for an itemized bill. This alone may reduce the cost somewhat because they were overcharging you to begin with.
3. When you get the itemized bill, go through it. Highlight any items that seem exceptionally overpriced or even that don’t apply to your visit (a medication you didn’t receive, a procedure that wasn’t done, etc.)
4. Call the hospital billing department back and go through the itemized bill, asking for clarification on all the items you flagged. They may remove items or reduce the cost.
5. Explain that you are unable to pay your bill in full and ask about a settlement or payment options. Sometimes the hospital will be willing to take a significantly lower amount if you can pay all at once, or you can get a payment plan with no interest that is feasible for you.
This is based on how my husband has been fighting medical bills for the last couple of years. He has a chronic illness and has frequent appointments, procedures, tests, etc. He frequently gets large bills and then negotiates them down to much smaller ones, or in some cases has gotten bills dismissed completely.
He says that calling the billing department and the insurance company and simply asking them to explain the charges makes a huge difference every time, because the person on the phone almost never has an explanation for why the bill is so high.
You ARE being overcharged, and you don’t have to just deal with it. You can fight back!
this,,, thank you this is going to be so fucking helpful
chocolate chip cookie: what scent reminds you of your childhood?
macaroon: when was the first time you fell in love with a place?
peanut butter cookie: what’s the weirdest diet/eating habit you’ve had?
mexican wedding cookie: was your first kiss the way you wanted it to be?
snickerdoodle: what was the name of the first pet that you got to name yourself?
gingerbread man: what’s your absolute All-time Favorite winter holiday tradition?
oatmeal raisin: when you were a kid what was your absolute least logical but most hated thing to do?
sugar cookie: salty or sweet?
alfajor: what song do you want to play at your wedding?
animal cracker:what’s your favorite non-alcoholic drink?
biscotti: what languages do you speak? which one feels the most intimate to you?
black and white cookie: how’d you handle your very first heartbreak?
choco biscuit: when was the first time that you broke your own heart?
dutch letter: if you could decorate your room anyway you wanted, how would it look?
fig roll: what promise do you wish you could take back?
oreo: what’s the most heart-wrenchingly beautiful thing about you?
polvoron: do you collect anything? if so what?
thumbprint cookies: what’s your favorite fairytale?
wafer: what kind of music manages to totally transport you somewhere else?
It’s okay if you have a stutter, a lisp, a thick accent, difficulty pronouncing words, difficulty speaking a specific language, etc. It’s not your fault if people are impatient or unwilling to communicate with you. There is nothing wrong with the way that you talk.
If people don’t admit that alcohol is a drug so help me God I will pour an entire bottle of wine on their hair.
Wine? Drugs. Beer? Drugs. That awful cocktail you made in your dorm room out of leftover coffee and orange juice and tequila? D-d-d-drugs.
This may sound obvious to you but society at large puts alcohol in this removed category away from other drugs. If you tell most wine moms that they have a drug problem they’d be appalled that you’d ever say such a thing. It’s just time for humanity to admit that we like doing drugs. Most people’s drug of choice just happens to be alcohol.
alcohol also isnt just a drug, its a carcinogen too! funny how people arent taught that regularly